Every decision in LetShield is backed by verified data sources
One Platform
One platform. Multiple data sources. One compliant outcome.
LetShield connects to trusted data providers to produce compliance decisions that are verified, structured, and defensible — automatically, at every stage of the tenancy lifecycle.
System Architecture
Data sources → LetShield engine → Compliance decision.
Every data point flows through a single compliance engine that normalises, validates, and enforces UK regulatory requirements automatically.
Data Sources
LetShield Engine
Compliance Decision
Data Categories
Five categories of verified data.
LetShield ingests data across five distinct categories, each serving a specific compliance function in the tenancy qualification workflow.
Category 01
Identity & Compliance
Know exactly who you are dealing with.
Sources
Data Retrieved
- Identity verification status
- Document validation
- Sanctions screening
- Politically exposed persons (PEPs)
Use in LetShield
- Confirms tenant and landlord identity
- Flags high-risk individuals automatically
- Supports full AML compliance
Category 02
Company & Ownership Data
Verify who legally owns and controls the property.
Sources
Data Retrieved
- Company registration details
- Director information
- Beneficial ownership
- Filing status
Use in LetShield
- Verifies landlord entities
- Confirms legal ownership structures
- Identifies risk exposure in corporate landlords
Category 03
Property & Title Data
Confirm the property is what it claims to be.
Sources
Data Retrieved
- Property ownership
- Title data
- Energy performance (EPC)
- Property attributes
Use in LetShield
- Confirms landlord ownership
- Validates property legitimacy
- Tracks compliance requirements
Category 04
Market & Listing Data
Validate claims against real market data.
Sources
Data Retrieved
- Rental price
- Property type
- Listing status
- Market comparables
- Location insights
Use in LetShield
- Validates applicant claims
- Enhances affordability modelling
- Detects inconsistencies or fraud
Category 05
Financial & Affordability Data
Assess true affordability — not just stated income.
Sources
Data Retrieved
- Income verification
- Spending patterns
- Financial commitments
- Cost of living data
- Regional expenditure benchmarks
- Utility cost estimates
Use in LetShield
- Calculates true affordability
- Models financial resilience
- Reduces tenant default risk
The Pipeline
From data to decision — automatically.
Every data point flows through a five-stage pipeline that produces a structured, defensible compliance decision in minutes.
Data Ingested
Multi-source data pulled from government, financial, and property APIs in real time.
Normalised & Verified
Raw data is cleaned, cross-referenced, and validated against authoritative sources.
Combined with Voice Input
Structured data is merged with voice-agent captured applicant information.
Compliance Rules Applied
UK regulatory frameworks (Right to Rent, AML, GDPR) are applied automatically.
Decision Produced
A structured compliance decision is generated — explainable, defensible, and audit-ready.
Decision Output Includes
System of Record
Every data point becomes part of an audit trail.
LetShield does not just consume data — it records the source, the time of verification, the decision logic applied, and the final compliance outcome. This creates a fully defensible compliance record for every tenant and property.
Every audit record contains
- Source of data — which provider, which API, which timestamp
- Time of verification — cryptographically signed and immutable
- Decision logic applied — which rules, which thresholds
- Final compliance outcome — pass, refer, or fail with reasoning
Data sources verified and timestamped
Audit record retention period
Inspection-ready report generation
Manual record-keeping required
Connected Sources
All data sources. One platform.
Every integration is pre-configured, tested, and maintained by LetShield. No setup required.
Sumsub
Identity & ComplianceEnd-to-end identity verification and KYC/AML compliance platform.
Data Retrieved
PEPs & Sanctions DB
Identity & ComplianceReal-time screening against global PEPs lists and sanctions databases.
Data Retrieved
Companies House
Company & OwnershipOfficial UK register of companies, directors, and beneficial ownership.
Data Retrieved
HM Land Registry
Property & TitleOfficial register of property ownership and title data across England and Wales.
Data Retrieved
EPC Register
Property & TitleGovernment database of Energy Performance Certificates for all UK properties.
Data Retrieved
Homedata
Market & ListingComprehensive UK property market data including rental prices and comparables.
Data Retrieved
TrueLayer
Financial & AffordabilityOpen Banking platform for real-time income and spending verification.
Data Retrieved
Findexer
Financial & AffordabilityFinancial data enrichment for affordability assessment and risk modelling.
Data Retrieved
ONS Data
Financial & AffordabilityOffice for National Statistics regional cost-of-living and expenditure benchmarks.
Data Retrieved